Floating Rate of Intrest
Period SBI ICICI IDBI HDFC
5 years 8.00% 7.50% 7.50% 7.50%
5 - 15 years 8.50% 7.50% 7.50% 7.50%
15 - 20 years 8.75% 7.50% 7.50% 7.50%
Floating Rate of Intrest
Period SBI ICICI IDBI HDFC
5 years 8.00% 7.50% 7.50% 7.50%
5 - 15 years 8.50% 7.50% 7.50% 7.50%
15 - 20 years 8.75% 7.50% 7.50% 7.50%
* Processing fee 0.5% of the loan amount.
** Mortgage fee 1.00% of the loan amount. (Applicable Only in nationalised & Co-operative banks)

Income criteria for Salaried:
1. Minimum income should be Rs. 8,000/- pm (Net income)

Income criteria for Professionals:
1. 3 years Income-Tax Returns (Minimum Rs.1,00,000/-)

Income criteria for Non-Professionals:
1. 3 years Income-Tax Returns (Minimum Rs. 1,00,000/-)
2. Nature of business

Income criteria for NRI:
1. Minimum income Rs. 40,000/- or 1,000 USD
2. Minimum service in abroad should be more than 2 years
Banks

HDFC:
http://www.hdfc.com/Loans/homeloans_main.asp?tn=2&N=0

HSBC:
http://www.hsbc.co.in/1/2/personal/loans/home-loan

ICICI:
http://www.icicibank.com/pfsuser/loans/homeloans/hlhomepage.htm

SBI:
http://www.statebankofindia.com/viewsection.jsp?lang=0&id=0,1,20,115

Standard Chartered:
http://www.standardchartered.com/in/cb/loan/loan_homeloan.html

IDBI:
http://www.idbibank.com/contentindex.htm?homeloan
 
Back